How much is Maryland state income tax?

It is graduated. The bands run from 2% to 6.5%. On $75,000 the marginal rate is 4.75% and the effective rate 4.27%, because the lower bands are filled first.

What is take-home pay on $75,000 in Maryland?

Maryland takes about $3,199 a year at that salary — 4.27% of gross — before federal tax and FICA. Enter your own figure above for the per-paycheck answer.

Does Maryland have local income taxes?

Every Maryland county and Baltimore City charges its own income tax, from 2.25% to 3.20%, and it is withheld alongside the state tax. At 2.4% of AGI on average it is the heaviest local income tax in the country, and it is not included here.

Is Maryland a high-tax state overall?

On income, Maryland takes 4.27% of a $75,000 salary. But the whole burden is three taxes: sales tax here is 6% combined, 38th of fifty, and property tax 0.92%, 21st of fifty. The two pull in opposite directions, which is why a single ranking of "tax-friendly states" tells you little about your own household.

Is this the same as what my employer withholds?

Close, not identical. Withholding follows the W-4 you filed and your state’s equivalent form, which can carry allowances, extra withholding or a second job adjustment this page does not know about. The annual tax is what settles on your return; withholding is an instalment against it.

Maryland paycheck calculator

On a $75,000 salary paid twice a month, a Maryland paycheck is $2,433 after tax — $58,394 a year, single, with no 401(k) and no health premium. $133 of each cheque is Maryland income tax, charged at its 10 graduated bands for 2026. Local taxes are named below rather than silently omitted.

Maryland rates for 2026 and federal withholding checked against their published tables 2 September 2026 · How we check

Gross pay this periodPaidFiling status401(k) this period

Take-home pay in Maryland

$1,987.83

$104.76 of that is Maryland income tax, on top of $216.15 of federal withholding and $191.25 of FICA.

Gross: $2,500.00
Federal income tax: $216.15
Social security: $155.00
Medicare: $36.25
Maryland income tax: $104.76
Take-home: $1,987.83
Annualised gross: $65,000.00
Maryland tax a year: $2,723.88

Maryland takes 4.19% of the gross overall, with the next dollar at 4.75% — the effective rate is lower because the lower bands are filled first.

Maryland income tax for 2026

Maryland income tax brackets
Rate	Taxable income up to (single)
2%	$1,000
3%	$2,000
4%	$3,000
4.75%	$100,000
5%	$125,000
5.25%	$150,000
5.5%	$250,000
5.75%	$500,000
6.25%	$1,000,000
6.5%	no ceiling

$75,000 in Maryland, paid twice a month

Single, no dependants, no 401(k) and no pre-tax health premium — so every line below is tax rather than a benefit election. The gross cheque is $3,125.00.

A $75,000 salary in Maryland, line by line, paid twice a month
Federal income tax	−$319.58
Social security (6.2%)	−$193.75
Medicare (1.45%)	−$45.31
Maryland income tax	−$133.29
Take-home each cheque	$2,433.07

That is $58,394 a year, 77.9% of gross. Maryland took $3,199 of it — the difference between this state and a no-income-tax state at the same salary.

Form MW507 is what sets your state withholding

This is where you declare the county you live in, and in Maryland the county rate is a quarter to a third of the whole state bill.

What Maryland charges as well

Income tax is one of three. The other two do not come out of a paycheck, but they decide what the paycheck buys.

Sales and property tax in Maryland
Sales tax, state plus average local	6%	38th of fifty
Property tax on median home value	0.92%	21st of fifty

The state rate is 6% and local jurisdictions add 0% on average, reaching 6% where you shop. At 0.92% that is about $3,680 a year on a $400,000 home. Work yours out on the property tax calculator.

Withholding is an instalment, not the bill. What the year actually settles at is on the refund calculator, and the dates it settles on are the federal tax deadlines.

What this does not include

Every Maryland county and Baltimore City charges its own income tax, from 2.25% to 3.20%, and it is withheld alongside the state tax. At 2.4% of AGI on average it is the heaviest local income tax in the country, and it is not included here.
From 2025 Maryland adds a 2% surtax on capital gains for filers with AGI above $350,000, whatever their filing status.
The personal exemption of $3,200 phases out between $100,000 and $150,000 of AGI single.

Questions people actually ask

How much is Maryland state income tax?: It is graduated. The bands run from 2% to 6.5%. On $75,000 the marginal rate is 4.75% and the effective rate 4.27%, because the lower bands are filled first.
What is take-home pay on $75,000 in Maryland?: Maryland takes about $3,199 a year at that salary — 4.27% of gross — before federal tax and FICA. Enter your own figure above for the per-paycheck answer.
Does Maryland have local income taxes?: Every Maryland county and Baltimore City charges its own income tax, from 2.25% to 3.20%, and it is withheld alongside the state tax. At 2.4% of AGI on average it is the heaviest local income tax in the country, and it is not included here.
Is Maryland a high-tax state overall?: On income, Maryland takes 4.27% of a $75,000 salary. But the whole burden is three taxes: sales tax here is 6% combined, 38th of fifty, and property tax 0.92%, 21st of fifty. The two pull in opposite directions, which is why a single ranking of "tax-friendly states" tells you little about your own household.
Is this the same as what my employer withholds?: Close, not identical. Withholding follows the W-4 you filed and your state’s equivalent form, which can carry allowances, extra withholding or a second job adjustment this page does not know about. The annual tax is what settles on your return; withholding is an instalment against it.

The same paycheck next door

State income tax follows where you live, not where you work, so a move across one of these lines changes the figure above without changing the job. Rates on the same $75,000.

Delaware$3,719 Pennsylvania$2,303 Virginia$3,498 West Virginia$2,680

Where the state line is nothing

Texasno income tax Floridano income tax Alaskano income tax Nevadano income tax New Hampshireno income tax South Dakotano income tax

All fifty states →

Cite this page

APA: Rule Calculator. (2026). Maryland Paycheck Calculator. Rule Calculator. https://rulecalculators.com/paycheck/maryland
MLA: "Maryland Paycheck Calculator." Rule Calculator, September 2, 2026, https://rulecalculators.com/paycheck/maryland.
Chicago: Rule Calculator. "Maryland Paycheck Calculator." Rule Calculator. Last reviewed September 2, 2026. https://rulecalculators.com/paycheck/maryland.

The date is when the figures on this page were last checked against their source, not the day you opened it. Add your own access date if your style needs one.

Sources

An estimate of withholding, not payroll advice. State rates change most Januaries and sometimes mid-year.

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