How much is Iowa state income tax?

3.8% for 2026, charged on every dollar of taxable income rather than in bands. A standard deduction of $16,100 single comes off first, so the effective rate is lower — on $75,000 it works out at 2.98%.

What is take-home pay on $75,000 in Iowa?

Iowa takes about $2,238 a year at that salary — 2.98% of gross — before federal tax and FICA. Enter your own figure above for the per-paycheck answer.

Does Iowa have local income taxes?

No local income tax applies in Iowa, so the state figure above is the whole of it.

Is Iowa a high-tax state overall?

On income, Iowa takes 2.98% of a $75,000 salary. But the whole burden is three taxes: sales tax here is 6.94% combined, 29th of fifty, and property tax 1.33%, 9th of fifty. The two pull in opposite directions, which is why a single ranking of "tax-friendly states" tells you little about your own household.

Is this the same as what my employer withholds?

Close, not identical. Withholding follows the W-4 you filed and your state’s equivalent form, which can carry allowances, extra withholding or a second job adjustment this page does not know about. The annual tax is what settles on your return; withholding is an instalment against it.

Iowa paycheck calculator

On a $75,000 salary paid twice a month, an Iowa paycheck is $2,473 after tax — $59,354 a year, single, with no 401(k) and no health premium. $93 of each cheque is Iowa income tax, charged at a flat 3.8% for 2026. Local taxes are named below rather than silently omitted.

Iowa rates for 2026 and federal withholding checked against their published tables 2 September 2026 · How we check

Gross pay this periodPaidFiling status401(k) this period

Take-home pay in Iowa

$2,021.13

$71.47 of that is Iowa income tax, on top of $216.15 of federal withholding and $191.25 of FICA.

Gross: $2,500.00
Federal income tax: $216.15
Social security: $155.00
Medicare: $36.25
Iowa income tax: $71.47
Take-home: $2,021.13
Annualised gross: $65,000.00
Iowa tax a year: $1,858.20

Iowa takes 2.86% of the gross overall, with the next dollar at 3.8% — the effective rate is lower because the relief comes off before the rate applies.

Iowa income tax for 2026

A single rate of 3.8%, after a standard deduction of $16,100 single and $32,200 married.

$75,000 in Iowa, paid twice a month

Single, no dependants, no 401(k) and no pre-tax health premium — so every line below is tax rather than a benefit election. The gross cheque is $3,125.00.

A $75,000 salary in Iowa, line by line, paid twice a month
Federal income tax	−$319.58
Social security (6.2%)	−$193.75
Medicare (1.45%)	−$45.31
Iowa income tax	−$93.26
Take-home each cheque	$2,473.10

That is $59,354 a year, 79.1% of gross. Iowa took $2,238 of it — the difference between this state and a no-income-tax state at the same salary.

Form IA W-4 is what sets your state withholding

Iowa moved to a flat rate in 2025, so the allowances on this form now only shift the timing of what you owe, not the amount.

What Iowa charges as well

Income tax is one of three. The other two do not come out of a paycheck, but they decide what the paycheck buys.

Sales and property tax in Iowa
Sales tax, state plus average local	6.94%	29th of fifty
Property tax on median home value	1.33%	9th of fifty

The state rate is 6% and local jurisdictions add 0.94% on average, reaching 6.94% where you shop. Property tax is among the heaviest in the country at 1.33% of value a year — 5,320 dollars a year on a $400,000 home. Work yours out on the property tax calculator.

Withholding is an instalment, not the bill. What the year actually settles at is on the refund calculator, and the dates it settles on are the federal tax deadlines.

What this does not include

Iowa became a flat 3.8% state in 2025, collapsing a schedule that reached 8.53% as recently as 2022.
Retirement income is exempt for anyone 55 or older — pensions, IRAs and 401(k) withdrawals are not taxed by Iowa at all.
School districts levy a surtax calculated as a percentage of your state tax, averaging 0.08% of AGI. It is not included here.

Questions people actually ask

How much is Iowa state income tax?: 3.8% for 2026, charged on every dollar of taxable income rather than in bands. A standard deduction of $16,100 single comes off first, so the effective rate is lower — on $75,000 it works out at 2.98%.
What is take-home pay on $75,000 in Iowa?: Iowa takes about $2,238 a year at that salary — 2.98% of gross — before federal tax and FICA. Enter your own figure above for the per-paycheck answer.
Does Iowa have local income taxes?: No local income tax applies in Iowa, so the state figure above is the whole of it.
Is Iowa a high-tax state overall?: On income, Iowa takes 2.98% of a $75,000 salary. But the whole burden is three taxes: sales tax here is 6.94% combined, 29th of fifty, and property tax 1.33%, 9th of fifty. The two pull in opposite directions, which is why a single ranking of "tax-friendly states" tells you little about your own household.
Is this the same as what my employer withholds?: Close, not identical. Withholding follows the W-4 you filed and your state’s equivalent form, which can carry allowances, extra withholding or a second job adjustment this page does not know about. The annual tax is what settles on your return; withholding is an instalment against it.

The same paycheck next door

State income tax follows where you live, not where you work, so a move across one of these lines changes the figure above without changing the job. Rates on the same $75,000.

Illinois$3,568 Minnesota$3,577 Missouri$2,588 Nebraska$2,709 South Dakotano income tax Wisconsin$2,594

Where the state line is nothing

Texasno income tax Floridano income tax Alaskano income tax Nevadano income tax New Hampshireno income tax Tennesseeno income tax

All fifty states →

Cite this page

APA: Rule Calculator. (2026). Iowa Paycheck Calculator. Rule Calculator. https://rulecalculators.com/paycheck/iowa
MLA: "Iowa Paycheck Calculator." Rule Calculator, September 2, 2026, https://rulecalculators.com/paycheck/iowa.
Chicago: Rule Calculator. "Iowa Paycheck Calculator." Rule Calculator. Last reviewed September 2, 2026. https://rulecalculators.com/paycheck/iowa.

The date is when the figures on this page were last checked against their source, not the day you opened it. Add your own access date if your style needs one.

Sources

An estimate of withholding, not payroll advice. State rates change most Januaries and sometimes mid-year.

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