Taking out a mortgage
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Taking out a mortgage takes 6 of the pages on this site, not one. What it costs monthly, what it costs in total, and whether a lender will say yes. The payment is the easy figure; the amortisation schedule is the one that changes minds. Each page in the list computes its own figure from a published formula and prints the working, so the whole sequence can be checked rather than trusted.
- 1Mortgage Payment CalculatorMonthly principal and interest, with tax and PMICalculator
- 2Amortization CalculatorWhere every payment goes, month by monthCalculator
- 3Debt-to-Income Ratio CalculatorThe ratio a lender checks before anything elseCalculator
- 4Rent Affordability CalculatorWhat the same money buys as rent insteadCalculator
- 5Mortgage Payment by Interest Rate ChartThe payment across a range of ratesChart
- 6Extra Mortgage Payment ChartWhat an extra payment a month takes off the termChart