401(k) Calculator
Annual salary
usd
You contribute
percent
Employer matches
percent
Cents on the dollar. "50% up to 6%" means 50 here and 6 below.
Match applies up to
percent
The share of salary the match stops at.
Balance now
usd
Years to retirement
Annual return
percent
Annual contribution limit
usd
The IRS elective deferral limit is $24,500 for 2026. Catch-up contributions from age 50 are on top of it.
Balance at retirement
$629,178
Show the work
401(k) Calculator
by Rule Calculator