Roth IRA Calculator
Balance now
usd
You contribute a year
usd
Years until you withdraw
years
Annual return
percent
Capital gains rate on a taxable account
percent
The long-term federal rate is 0%, 15% or 20% depending on income. It is what the comparison line below charges the taxable twin.
Your age
years
From 50 the limit is $1,100 higher — the catch-up contribution.
Filing status
Single or head of household
Married filing jointly
Married filing separately
Modified adjusted gross income
usd
Roughly your AGI with a few deductions added back. Above a threshold the amount you may contribute tapers to nothing.
Balance when you withdraw
$555,779
Show the work
Roth IRA Calculator
by Rule Calculator