FHA Loan Calculator
Purchase price
usd
Down payment
usd
FHA allows 3.5% down at a credit score of 580 or above, and 10% below it.
Interest rate
percent
Term, years
Property tax rate
percent
Home insurance a year
usd
Loan amount threshold for the MIP rate
usd
Above this base loan amount the annual premium is higher. It is the fixed figure in Mortgagee Letter 2023-05, and it is not the FHA loan limit — that is a different number, and it does change every year.
Monthly payment
$2,519.47
Show the work
FHA Loan Calculator
by Rule Calculator