Debt-to-Income Ratio Calculator
Gross monthly income
usd
Before tax. Lenders use gross, not take-home.
Housing payment
usd
Rent, or mortgage plus tax, insurance, HOA and PMI.
Car payments
usd
Student loans
usd
Credit card minimums
usd
The minimum due, not the balance and not what you actually pay.
Other monthly debts
usd
Personal loans, child support, alimony. Not utilities, food or insurance.
Back-end DTI
40.7 %
Show the work
Debt-to-Income Ratio Calculator
by Rule Calculator