Backdoor Roth Calculator
Non-deductible contribution
usd
The after-tax money you put into a traditional IRA to convert. The 2026 limit is $7,500, or $8,600 from age 50.
Pre-tax money in all your IRAs
usd
Every traditional, SEP and SIMPLE IRA you own, valued on 31 December of the conversion year — Form 8606 line 6. A workplace 401(k) does not count.
Amount you convert
usd
Your tax rate this year
percent
Tax on the conversion
$1,565
Show the work
Backdoor Roth Calculator
by Rule Calculator